ELIGIBILITY AND ASSET CLASS

ADVANTAGE

Loan Against Securities

 

 You make investments to grow your money. But what if you need funds urgently, and they’re tied up in securities? By selling them, you would be reducing your earnings, while also missing out on any future opportunities that may arise. In order to meet your short or long term financial needs, Loan against Securities offers a good choice as you do not have to sell your stocks in haste. Moreover, the interest rate at which you get loan against securities is lesser as compared to a personal loan.    









ELIGIBILITY

Loan Against Securities & Mutual funds

 

You can avail a loan for upto 85% of the value of your securities. The Loan against Securities facility is available to individuals, commercial entities and corporate bodies. Here are the Loan against Securities eligibility requirements.

Individuals who are eligible for a Loan against Shares & Mutual Funds:

  • Resident Indians above the age of 18
  • NRIs above the age of 18

Entities who are eligible for a Loan against Debt Mutual funds

  • Resident Indians
  • NRIs
  • HUFs
  • Sole Proprietorship
  • Partnership firm
  • Private Limited Companies

Individuals who are eligible for Loan against a life Insurance policy

  • Resident Indians

LOAN AGAINST SHARES

Loan Against shares Eligibility


Loan against shares Eligibility :


Minimum Loan Amount : 5 Lakhs 

Maximum Loan Amount : No Upper cap

Shares considered are as per approved list of shares ,  Shares should be in Dematerialized form only.


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LOAN AGAINST MUTUAL FUNDS (Debt & Equity)

Loan Against Mutual funds

  Loan against Mutual Funds Eligibility :


Eligible Entity Individuals

 Minimum Loan Amount : 5 Lakhs 

Maximum Loan  : No Upper cap 

Loan to Value ( LTV ) 50%-60%  for Equity Mfs 

Loan to Value (LTV) 80%-90% for Debt MFs

 Mutual funds can be either in Physical form or in Dematerialized form.






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LOAN AGAINST BONDS & DEBENTURES

Loan Against Bonds

Loan Against Bonds & Debentures Eligibility :

 

Eligible Entity Individuals 

Minimum Loan Amount 5 Lakhs 

Maximum Loan Amount No Upper cap

 Loan to Value ( LTV ) 85  % - 90%

Bonds should be in Demat form only. 

(NHIA,PFC,Indian railway,Hudco,IIFL ,IFCI Etc are all acceptable .

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*T&C apply and can be changed according to market conditions and Policies .